If you have questions about the Federal Housing Tax Credit that gives an $8000 tax credit to first time homebuyers and people who haven’t had a personal residence in the last three years you can click here http://www.federalhousingtaxcredit.com/2009/home2.html. I am adding it to my “websites to visit” in the sidebar on my main page also. If [...]
Filed under: Finances, First time home buyer, Real Estate on February 27th, 2009 | 1 Comment »
Mortgage interest rates are currently very low. Whether you are looking to buy a home, or maybe just need to refinance-it is a great time to take advantage of the low interest rates. If you have any questions, or need a referral for a mortgage loan officer, feel free to contact me.
Filed under: Finances, First time home buyer, Real Estate on January 6th, 2009 | No Comments »
Homeownership among Asian Americans rose from 53 percent to 60 percent between 2000 and 2005.
But this ethnic group put the brakes on before economic conditions declined, with new purchases falling 21.5 percent between 2006 and 2007, according to a survey for the Asian Real Estate Association of America.
Only 17 percent of the mortgage loans given [...]
Filed under: Finances, Real Estate on November 20th, 2008 | No Comments »
Lately I have been getting several calls and emails from clients asking about their property tax valuations. This year was a year for reappraisals and many homes seem to have been valued higher than what they should be, considering our current market conditions. So please take a look at your current value and make sure that it [...]
Filed under: Finances, Real Estate on October 10th, 2008 | No Comments »
When you need to transfer your home utilities or add new service, it can be very confusing at to what number to call. In Montgomery and Greene counties, there are numerous companies that offer telephone, water, and trash services. So here is a list that Irongate has compiled, called Numbers to Know, that will assist [...]
Filed under: Finances, First time home buyer, Real Estate on August 27th, 2008 | No Comments »
Many buyers and sellers are confused about the topic of tax proration. This post is an attempt to explain it. As always, I am open to questions that you have. Just leave a comment or email me!
The Dayton Area Board of Realtors website explains it this way…
Real Estate Taxes
Pro-Ration of Real Estate Taxes
“I just received [...]
Filed under: Finances, Real Estate on August 19th, 2008 | No Comments »
Many buyers come to me in need of buying a home with no money down. The lender may have a loan that will allow them to buy a home with no down payment out of their pocket, but the transaction will still require some money from the buyer. Even with no down payment, the buyer will [...]
Filed under: Finances, First time home buyer on August 12th, 2008 | 2 Comments »
