Utility & home services information

When you need to transfer your home utilities or add new service, it can be very confusing at to what number to call. In Montgomery and Greene counties, there are numerous companies that offer telephone, water, and trash services. So here is a list that Irongate has compiled, called Numbers to Know, that will assist [...]

Tax Proration-an explanation

Many buyers and sellers are confused about the topic of tax proration. This post is an attempt to explain it. As always, I am open to questions that you have. Just leave a comment or email me!
The Dayton Area Board of Realtors website explains it this way…
 

Real Estate Taxes

Pro-Ration of Real Estate Taxes
“I just received [...]

The Greene…not just for shoppers

My friend and I decided to take our children to the Greene (http://www.thegreene.com/eventscalendar.cfm) the other night to let them play in the water fountains while we chatted. I must say that I haven’t spent much time at The Greene. Several times I have had the pleasure of eating at Mimi’s Cafe (which has my favorite meal-How ‘Bout a [...]

Butterflies & Echinacea

My attempt at attracting butterflies to my yard is working! This beautiful yellow and orange butterfly came to visit us the other day. It made me stop for a minute to focus in on the details of it’s wings…oh the beauty of nature!

Favorite places in the Miami Valley

Here is a list of some of my favorite places to visit in the Miami Valley.

The Greene county library - http://www.greenelibrary.info/ - I enjoy ordering books and movies online and then picking them up at my convenience. They also offer many classes, story time and a relaxing environment.  
Five Rivers Metro Parks - http://www.metroparks.org/- From Carriage Hill’s [...]

“No money down”, is not no money down!

Many buyers come to me in need of buying a home with no money down. The lender may have a loan that will allow them to buy a home with no down payment out of their pocket, but the transaction will still require some money from the buyer. Even with no down payment, the buyer will [...]

Military owners…new foreclosure and rate information

When I am in my car, I have a tendency to listen to talk radio more than anything else. I find it very informative and prefer it over watching several news programs on television in the evening. So for years I have listened to Clark Howard on Dayton’s local talk radio station (1290 AM & [...]

Housing and Economic Recovery Act of 2008

The Housing and Economic Recovery Act of 2008 was signed by the President on July 30, 2008. This bill has many provisions, but one of the most important for many is the homebuyer tax credit. It is described on the National Association of Realtors website as follows…
Homebuyer Tax Credit - a $7500 tax credit that would be [...]